- 14
- May
2012
A recent study shows that the most dangerous time for motorcyclists is the first year of ownership, especially the first month. The study by the Highway Loss Data Institute (HLDI) revealed that motorcyclists are about four times more likely to be injured or involved in a motorcycle accident during the first year than the entire second year.
A separate HLDI study of insurance claims made by owners of motorcycles confirmed the findings of the earlier study. The study found that 22 percent of the 57,000 claims made between 2003 to 2007 were made within the first month of the policy. Presumably as owners got used to their bikes, the claim rate dropped over time; it dropped by 30 percent in the second month of ownership and almost two-thirds after six months.













